Jurisdictions 27 EU member states
Regulatory regimes MiCA · DORA · Corporate
Engagement model Direct, senior, fixed-scope
Working languages EN · BG
How we work

Three principles.

A boutique built on a refusal — no leverage, no relay, no shop-window practice areas. Three regimes, one principal, full responsibility from first call to last filing.

i.

Senior counsel only

Your matter is handled by the principal, end to end. No dilution, no relay. If we cannot take it personally, we say so on the first call.

ii.

Narrow by design

MiCA, DORA, corporate compliance — depth where it counts, not a one-stop shop. Specialists we trust are named, by name, when matters require it.

iii.

Transparent engagement

Scope, timeline, and fee discussed at the outset. Fixed-fee wherever the work allows. No hourly inflation, no surprise budgets.

Expertise

Three regulatory regimes. One focused practice.

Every engagement is scoped against a regime we have shipped before. No first-time learning curves on the client’s clock; the work is already pattern-matched.

MiCA

Markets in Crypto-Assets.

End-to-end CASP authorisations. Whitepaper drafting for ART and EMT issuers. Article 60 disclosure pipelines. Cross-border passporting.

  • CASP authorisation dossiers
  • ART / EMT whitepapers
  • Article 60 disclosure regimes
  • Marketing communications review
Deeper on MiCA
DORA

Digital operational resilience.

ICT risk frameworks aligned to the technical standards. Third-party register builds, threat-led testing, incident reporting playbooks.

  • ICT risk management framework
  • Third-party register & classification
  • Threat-led penetration testing
  • Incident reporting & classification
Deeper on DORA
Corporate

Governance, done well.

Board structure and committee charters. Conflicts and fit-and-proper policies. Regulatory reporting workflows for regulated entities.

  • Board & committee charters
  • Conflicts & ethics policies
  • Fit-and-proper assessments
  • Regulatory reporting workflows
Deeper on Corporate
Latest publications

Insights, press & commentary.

Long-form notes on the regimes we practise — published roughly monthly. No newsletter, no algorithm.

Published roughly monthly All publications
Elitsa Hinova, Founder, FINHOLD Advisory
Elitsa Hinova
Founder · The Principal
The Principal

A practice built on direct counsel.

Before founding FINHOLD Advisory, the principal spent years advising on complex banking & finance, M&A, and regulatory matters across the EU — with experience spanning Big Law and Big 4, including cross-border corporate transactions, leveraged and acquisition financing, venture and growth investments, regulatory structuring, and financial services compliance.

Her practice combines transactional execution with deep regulatory expertise, with particular focus on MiCA, DORA, digital assets, payment services, and corporate governance for regulated financial institutions and emerging technology businesses.

Prior to establishing FINHOLD, she advised founders, financial institutions, investment firms, and high-growth companies on:

  1. i. Cross-border M&A and corporate restructurings
  2. ii. Venture capital and private equity transactions
  3. iii. Syndicated and bilateral financing arrangements
  4. iv. Shareholder, investment, and governance frameworks
  5. v. EU financial regulatory licensing and compliance
  6. vi. Digital asset and fintech regulatory strategy across multiple European jurisdictions
The firm was founded on a simple premise

Sophisticated regulatory and transactional work should be delivered by practitioners who understand both the legal framework and the commercial reality of operating regulated businesses.

Contact

Let’s talk.

Every enquiry is read by the principal personally. We respond within one business day — usually within the same one.

  • Emailcontact@finhold.eu
  • Schedule30-min regulatory consultation
  • OfficeSofia · by appointment
  • Working languagesEN · BG
Read by the principal